Schenectady New York Cheap car insurance quotes zip 12345

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RELATED QUESTIONS:

What would insurance roughly cost for a 17 year old as a second driver to some one who has no tickets/fines?

im looking to buy a 1994 nissan skyline gts-t for my 1st car and am wondering roughly it would cost im also looking a 1992 dodge stealth

What the steps to take if someone doesn't want to use car insurance to pay for accident?

Someone just rear ended me. There are deep scratches on the bumper. He has car insurance, but doesn't want to use it. I got most of his information - driver's license #, car insurance info, ect. What are the steps I should take? My car insurance company said I have to call in and report accidents as soon as they happen. Should I do this in case he doesn't follow through and pay me for repairs? Should I go get an estimate right now, and have him send me a check?

I hit my son's car! (Insurance question)?

I accidently hit my son's car in the driveway. We have seperate insurance policies, but use the same agent. At first the agent told me my son's policy would cover the accident and pay for my son's car but I would have to pay for my deductible. Fine, sounded fair...and I was told don't file a police report. Now I have been given several different excuses as to why my son's car cannot be fixed. First I was told I own his car. Not true!! and we have different insrurance policies, then I was told we have the same policy..WE DO NOT! Then I was told you can't collect if the person is a relative at your residence. What is going on! This is a WELL KNOWN insurance company and we are shelling out big bucks for these policies. Any insight or advice.

How much should a insurance company pay for a car accident that left me disabled for the rest of my life?

I have had 1 surgery and may need another on my back. I can no longer do the things i use to enjoy. I have a 7 year old that I can't do the things i use to do and should be able to. I'm now on pain management. The pain and suffering goes beyond just the usual. I just want to know what i should expect from the insurance company beyond my doctor bills?

Has your auto insurance premium gone up?

I live in NJ and currently have AAA auto insurance, and my premium just renewed, and I noticed it went UP $300! I have no points, tickets, none of that. I didn't buy any other vehicles, or anything. I called them and they told me they had an overall rate increase. I think they're giving me the run around. I've never had a random rate increase ever before.

Define insurance?

what is comprehensive insurance

About how much will my car insurance go up after new car purchace?

I currently have full coverage on my used car, and will be trading it in. Will my insurance jump up? I currently own a 2002 alero and will be buying a 2010 vw gti.

What is the average life insurance commission?

I know the amount can very significantly but I am just want to know what the average commission is. I've heard anywhere from $600 to $1000. But not if one is Term or whole life.

17 / 18 year old (male) car insurance (UK only)?

Hi, I am 17 (male) and haven't took my test yet but hopefully will be soon. Can anyone tell me what they have paid for insurance recently so i can get the heads up on what car's to be looking out for and insurers to get quotes from. I have tried moneysupermarket.com and they just chuck out really high quotes 6000+ whatever car you put in. So, if any 17/ 18 year old boys have recently got a quote can you tell me how much the insurance was, who insured it and what the car is? Thanks.

Insurance for teen when borrowing parents car?

My parents and i are very confused on whether I need to put on my parents insurance policy since i am technically borrowing their car. All of the people my parents have talked to have said that i don't and that they never did for their kids and it was fine. When my mom called about my sister they told her that she HAD to be put on their policy and that I could not receive my license until I was put on the policy. I am 16 and my sister is 18 and it would cost around $750 per month more to insure us. Do we need it if we are borrowing my parents car? Thanks:)

Can I get my national insurance number at 15?

I've just turned fifteen three months ago and really need a job, Whsmith say they hire 13-16 year olds during times near Christmas but you need a national insurance number. I know you automatically receive it a few months before you're 16 but I'm wondering whether you can ring up and get one now? Thanks x

Car insurance question ?

My son's girlfriend signed her car over to my husband to get chraper imsurance for the two of them on his policy. I dont think this is a good idea, what could happen to us if they get in a major accident?

What records are checked when deciding car insurance rates besides DMV/Previous insurance????...?

I know that there are many factors when car insurance is decided.. I understand the thing with age, sex, previous evidence that you are risk factor more accidents... however I was wondering because I have gotten into accidents when I had no insurance/the other person only had my name.. since this was all they had, was it till recorded somewhere, will this affect my future rates????...

Car accident insurance?

I was in a car accident where I accidentally hit a car, i called the police but he didn't give me a ticket. The car insurance is under my moms name. The insurance expired on the same day at 12:01am and the accident happen around 11:00am. I guess the cop missed the expired day. The other car door was seriously dented. Will the insurance still pay for the other car since I didn't get no ticket. My mom did renew the insurance the next day.

How much is insurance on a mustang?

im 17, my parents are clean drivers, i want a v6 mustang, possiblbly 2010 or 11. how much would my insurance be? how much more would it be than my civic? rough estimates welcome lol :)

How much does the cheapest insurance cost for a honda fit in the US?

i heard that cars r pretty cheap in the US, but insurance is a must they say??!, im from south east asia, and they sell cars triple the price here but dont required insurance, so how much is the average insurance for a honda fit in springfield virginia???

Using student insurance?

Does student insurance in Canada or USA pay for insulin pen?

Best room insurance for a University student?

Which company provides the best deal on room insurance for students? Cheers

How to reduce my insurance price?

I have been trying to find insurance as I will be 17 next year and have decided on a car I would like which is a Peugeot 206 2001 y reg and every time I use a comparison site I get quoted 4 grand or it says their insurers cannot provide insurance. Please help :(

If you decided to stop paying for car insurance does the company have the right to charge you for?

the last month you had it even though it was 10 days before it was due that I canceled it?

Can I put my daughter's car insurance in my name after filing for bankruptcy?

My 18 year old daughter just got her license and is now getting her first car. Her car insurance rates would be crazy high if she gets it in her name because she's young and a new driver. I would like to put it in my name so it will be cheaper for her, but I'm going through a bankruptcy right now. Can I still put the insurance in my name? She has a full time job and would be paying for the insurance on her own.

Would you accept a job working as an Insurance Call Center Agent?

The job entails helping senior citizens all over the country obtain affordable insurance solutions that cover their final expenses and medical bills. The work hours are Monday ...show more

Are Esurance insurance rates cheaper in Texas than New Jersey?

I just moved to Texas and would like to know if my rate will be cheaper monthly here. I have heard from people that it is supposed to be but have no definite proof. I also cannot find anything else online.

What are health insurance claims?

im confused and dont know what health insurance claims are..i need to know its for school i need to know what is it, what is it used for and why...please and thank you!! :)

Which car insurance can i get ONLY GAP INSURANCE!?

I wanna switch insurance company bec I got cheaper quote but they don't offer gap insurance. Agent suggested to go find an insurance company where I can purchase only gap insurance, might still be cheaper if I purchase my full coverage insurance from him plus the gap insurance from another company vs my current one. thanks!

Schenectady New York Cheap car insurance quotes zip 12345

What's a nice car with good insurance?

I want a used car for under 15k. Looks, handling, and safety are important. I like how the ford mustang and chevy camaro but they have pretty high insurance... I've never had a ticket in my life. So any nice cars with relatively low insurance?

We are looking to buy a new home it cost about 180,000 dollars my husband makes about 36,000 dollars a year?

could we get this home does he make enough i also have a down payment of 18,000 dollars

I got a speeding ticket and the car has insurance but i do not.?

I got a speeding ticket in California. I was doing 65 in a 50 zone and was wondering how much the ticket would cost. Also, the car i drove has insurance under my sister and mom's name but i do not have insurance, but he did not write me up for not having insurance. How does this work? Will my license be suspended and will i have to pay another fine?

Affordable health insurance?

for milwaukee wisconsin?

How much does does watercraft rental insurance cost?

I want to start a watercraft rental company, but I want to know how much insurance costs are going to be before I start it. If there are any companys out there who already have a watercraft rental business, or any agents that can answer my question that would be great. I plan on having about 4 or 5 jet ski's, 2 jet boats, 1 ski boat, 2 jon boats, 2 sail boats 1 pontoon boat, and 5 canoes, and 5 kayaks. So if anyone can help with this please let me know, thanks!

Tips for cheap auto insurance quotes ?

Would the health issues I have impact my insurability or rates for life insurance?

I'm a 51-year-old female. I've been on disability for six years for chronic fatigue syndrome, depression and panic disorder. I also have mild hypertension. I'm on meds for all these conditions. BUT I've never had, nor have any family history of cancer, heart disease, diabetes, any sort of breathing problems or major organ dysfunction. I would think it might even be a plus in terms of insurability that I rarely leave my house!

How does a 17/18 year old find cheap car insurance?

i am looking for cheap car insurance but finding it difficult,anyone got any ideas or methods

How to get cheap insurance and get covered fast?! help:(?

i need to see a gyno asap and i need to get cheap insurance. what should i do? im 19 years old and dont have a job. and live in california.

Poll: Hey, can I borrow your car?

Car insurance if I don't drive?

My mom is taking me off of her car insurance policy since I no longer own a car, don't have a job to get one or pay gas, and don't even live with her anymore. Yesterday I got my drivers license address changed to my current address which is with my boyfriend. Now his family is making a big deal about it saying that even if I'm not driving, it's illigal to have a licensed driver living in their house with no car insurance and that I have to be under insuarance. This dosnt make any sense to me. Is it even true or are they misinformed? Please help!!!

Whats a cheap car to insure for a 21 year old female with 2 children ?

am wanting to buy my first car am 21 with 2 children, and car insurance is so expensive, i need a bigish car for me, my partner and kids but big cars are even more expensive, what are the cheap cars to insure thanks

What would insurance maybe cost per month for a 16 year old that has a mustang gt?

ok say its like an 2001 mustang gt it is black not a bright color i am just getting added to my parents plan im an a student and i live in houston tx

Car insurance question...?

-I'm 15 going on 16 and I have an insurance question. Should there be a need for my name to be on my parents insurance on our car if the car itself is already insured? -Is it ok for your car to be insured without you being insured? Because its kind of

Should I get my own health insurance?

Right now I don't have any health insurance but I'm considering paying it out of my own pocket. Is this wise?

How much will car insurance cost for a 17 year old in the UK?

I'm 16 years old, and 17 in a few months. I have a car already, in the garage. It's a Peugot 106, and my mum bought it for 350. I live in Newcastle, and I would like to know a rough price on the insurance? Realistically, around the region of 1000-3000 ect...

Will a Red Light Ticket affect my insurance?

I ran a red light today (i wasn't even thinking and just ran it) there are cameras there so I'm pretty sure ill get a ticket , any who i live in McKinney, Texas and the fine they send in mail is 75 $ and since I'm 16 have to go with my parents to court so will this one ticket make my insurance go up ? is there a possibility it won't go on my record?? I have all state and am a male i make A's and B's (education discount)

I got an insurance quote for a 1990 mustang gt at 225 a month. im 17 how do i get lower?

i want a foxbody so bad. nothing will stop me from getting one except insurance rates with my dad. he is being stiff about a mustang in general so i need a low insurance rate to ...show more

Who are the cheapest insurance providers to new drivers???

im 17 just passed my test. who would make the best and heapest company to insure my 2001 1.0 corsa with

Insurance question for Louisiana residents?

Do you need to have insurance as soon as you get your drivers license, even if you dont own a car and are not currently driving?

Auto insurance rates question?

How is it when you buy a newer car, your rates increase, while there is no decrease as your car ages? Pure greed on the company's part?

Home & Auto Insurance Rip-Off?

My home & Auto insurance has doubled thisyear. I called today to ask why as I had no claims or tickets. The reason I was told was the new way that rates are based. My agent said that your credit score is now used in the calculation of your rate. With one credit card that I pay off in full monthly and never a late payment nor any outstanding debt i would think I should have scored high on my credit report. I feel by being fiscally responsible I am being ripped off by the insurance companies by this foolish way of rating policies. are their any other insuance companies that still rate you the old fashioned way by your record?

Is there any way of avoiding finance charges on monthly motor insurance ?

Like everyone, I'm strapped for cash and the other half's credit cards are maxxed out. In fact I'm so considered so bad for credit now even a loan shark wouldn't touch me with a bargepole despite having a job and being a discharged bankrupt - however my car insurance is due. Is there any way around the extra charges ? My renewal quote was 258 if payed in one lump, yet searching for monthly payments my cheapest payback is 366 over 12 months. Not that I'd ever accuse the banks of ripping us off. Any idea's ??

Can I use medicaid as a secondary insurance?

Hello. I live in the state of florida. I just found out im still covered under my mother's health insurance because Im under 24 and I am a full time student. I also qualify for and have pregnancy medicaid, but I want to go to a doctor with my moms insurance because I used this specific doctor for my last pregnancy. My question is, could I still use my medicaid to cover my co-pays with this ob/gyn?I called the office and they said they could send the bills to medicaid for what my mom's insurance doesnt cover. I dont have a job and can't afford to pay the co-pays/lab fees/hopsital fees. thanks

What is the difference between renters insurance vs. homeowners insurance?

I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance? or renters insurance applies with owning a home too?

Schenectady New York Cheap car insurance quotes zip 12345

What is the average car insurance rate for a teenager?

I am currently under my mom's insurance. I don't know what she has, but she said after I get my license I need to give her $1200 up front for my part of the insurance. Is there anything cheaper I can get on my own? JSYK: I am a 17 year old about to get a license in 10 days. I have a 3.8 GPA and got over a 90 on the written portion to get my permit. I live in New Jersey, and I am a female. I currently have about $1,100 saved from working the passed few months but I need some of it for band camp and I am paying for my car. My parents won't put anything forth to help me with the payments.

Can i put my car under my dads car insurance?

Okay so im 17 and getting a 1.1 litre care soon, my dad has no cars listed under his insurance but is a named driver on my mums car. Can i put my car under his insurance and sign the car as his in the log book and be a 2nd driver? how much extra will that cost a month ? hes been driving 27 year , thank you.

Does it make sense to use a local car insurance company instead of a big national one?

Classic Car Insurance for Colorado?

I know theres alot of insurance companies that cover classic cars, but i want an insurance company that has an office in Colorado.. that has a low yearly amount of under $400 for a 1966 Mustang...

Can you insure a car without a company?

Do you have to go through a company to insure your car, or can you do it yourself? What I mean is that you could put a large sum of money to one side in a deposit and get back what wasn't spent on claiming. This system works for appartment renting, so why not car insurance? Does it exist? Should it exist?

Affordable standard transmission car for teen?

Any suggestions for a cheap manual car for a 17 year old male? I don't mind if it's a 2 or 4-door. Anything that is known for low insurance so my parents could afford it.

Asking all female drivers under 25- Whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!

How many Health Insurance Companies in Sault Ste.Marie?

How much would they charge ? My brother is going to Algoma University this year, the University asks them to buy a Health Insurance, but the University's health insurance is too expensive. So, is there any other health insurance companies in Sault Ste.Marie ?

Will health insurance cover scar removal?

What health insurance is best and affordable for my wife?

We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?

Car insurance whats the diff?

I got two insurance quotes and one is for 20/40 liability (the state min) and the other is for 100/300 what exactly does this mean. I know its the amount that they cover, but I only have liability so whats the difference?? Please, help.

Does a wet reckless charge always increase insurance rates?

I plead a DUI down to a wet and reckless for a reduced charge. This was over a year ago, and my insurance premium hasn't changed a bit. Does it have anything to do with the fact that i have minimum legal coverage, or do they simply not acknowledge this charge? Im asking because I want to switch to comprehensive coverage but im afraid that will trigger something in their system. I would call and ask but I don't want them to raise my rate in case they overlooked something. I'm with Mercury insurance. Thanks

How Much Would Insurance Cost For A 16 Year Old Female?

I was wondering how much insurance would be for a 16 year old female first time driver, who is driving a 2007 Range Rover.

Insurance is cheaper for me when i have a provisional licence but?

if i put a full licence in the qoute generator it goes up like triple the price .the reason im asking is because i want to buy a car to practice but im scared when i pass and get a full licence the insurance price will go up ridiculously.im a 20 yr old boy and want a vauxhall corsa or citreon saxo

I'm 24, I'm young and healthy. PPO or HMO policy?

How will USAA Insurance decide how much my car is worth in an accident?

I'm not a member and was not at fault - the liable party was a USAA client. I had a 1996 VW Passat and am waiting to hear if they are going to total it. If they do, how do they determine worth? How soon will I get the money?

Sports Car Insurance <--------- 10 POINTS HURRY UP!@@@?

I'm getting a new car, I'm going to be 18 and which of the following is a sports car and how much would insurance cost me every 6 months if I have good-student discount, taken drivers ed, and would it cost less if I put the primary driver under my parents name. Possible: C-300 Luxury from Mercedes Benz (sedan) C-350 Sport from Mercedes Benz (sedan) 328i from BMW (sedan) 335i from BMW (sedan) IS350 from Lexus (sedan) IS250 from Lexus (sedan) Thanks

Cobalt ss/sc insurance price?

i want to buy a cobalt ss supercharged and need to know if my insurance will be too high since i am only 17, i've gotten some insurance quotes but they are all different by a lot. I have a clean driving record with no accidents and my parents are willing to help out with some insurance but i want to know if i will have enough for the rest, thanks

Do porches have the most insurance rate?

Is international health insurance worth it?

I'm from the US and will be travelling to SE Asia and wondering if I should buy international health insurance and what company is best. I have no current health insurance and am in great health. Thailand has very affordable medical care which might be affordable paying out of pocket even if something major happened there, but if I had to be flown back to the US for something medical related, I'd surely go bankrupt. Does anyone have any recommendations for international coverage or not?

Insurance for a 16 year old in California?

i was wondering how much insurance would be for me. I was looking for a 92 Camaro or a 98 Camaro, v6 or v8. i also have a 3.29 GPA. i am 16. and also is it cheaper if the cars are older? thanks.

Roughly how much will my insurance cost for a new mid-level sports car?

In California. Clean driving record. Car would be financed in the $30k - $40k range. I imagine I would want full coverage. Would it be substantially less if the car were a year or two old rather than new? Thanks! I have always had used cars in the past with just liability insurance.

What do you think of the '08 Ford Fusion?

Insurance is cheap enough on em

Is AAA a car insurance?

is AAA a car insurance? and how much a year?

Closing on a house, need the title insurance?

So far this home buying process has been hell, and I am ready to close this month rather than next month... But our broker said, to close by the end of July, it depends on when they recieve the title insurance... Everything is done on our end, basically we are just waiting on the sellers to do their part... Could it really take longer than a month to get the title insurance? And, what is title insurance? Thanks in advance

Schenectady New York Cheap car insurance quotes zip 12345

Health insurance part time work ?

how to get coverage?

Mom discovers $9 car insurance trick. What kind of scam is this ?

Mom discovers $9 car insurance trick. Auto insurers are scared you will learn this too.

If my car is registered in california..how can i get car insurance in nevada?

Car Insurance?

I have a quick question, my husband wants to buy a car [in which we have the money] however when we go to the insurance office do we need to pay a downpayment in order to get the car insured?

Why is my home insurance quote so high?

I am buying a home next month and have been shopping for home insurance. The cheapest premium I've been quoted is 1,800/year. I have done research and it seems most people pay 600-1000/year. I have never owned a home (so no claims) and I have never used my renters insurance to file a claim. I'm 26 with a 710 credit score. The home is 2300sqft and I am asking for 250,000 in coverage. I even raised the deductibles to see if that would lower it, which it didn't really make a huge difference. Any ideas?

If I already have health insurance, but my deductible is way to high $4000?

and I am eligible for medi-cal...am I supposed to cancel my other insurance or how does that work?

I put the wrong dettails on car insurance quote!:(?

hi everyone.A year ago i bought a car insurance and when i done the quote i ve put by mistake that i have my licence for 5 years and i only got it for 3 months at the time!now my insurance is due to renewal and as i was looking thru the details on my insurance i noticed that there is a mistake about the years for how long i got my licence.now i found a differente insurance company that is giveng me cheaper quote,i got my licence now for 1 year and 4 months.whats gone happen now with that mistake? PLEASSE HELP! EXCUSSE MY ENGLISH!

Progressive auto insurance problem !?

I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month.

Looking for affordable health insurance?

i have insurance through my company we are switching from KAISER at 136.00,per check which is 272.00 per month and were as the company pays the other half,AETNA now will charge 178.00 per check which comes out to 356.00 per monththis is the only option that our company has given.so i'm asking ANSWERS help in finding affordable health insurance for me and my spouse i'm 8 yrs younger i'm turning 62,this july 29 and my spouse is turning 70,this nov she has arthritis and myself just sciatica off and on somebody please help with affordable health insurance thank you Gilley

Im a 29 single mother of 4 I was wondering should I get whole life insurance or term?

I dont know which one is the better choice at my age

Investments and Life insurances with Zurich International?

I am thinking of taking some investments and insurance policies with Zurich International. Has anybody had any dealings with them? And, if so, has your experience and dealings with them been positive or negative? Are they as good as they say they are?

How much does insurance cost on a car in the UK at the age of 30?

Me that is at the age of 30 haha!

How do you go about getting insurance for a teenge driver (17)...that will be cheap..were only looking 4 liabi

Only looking for liability insurance but less thatn 200 a month

Cheapest Motorcycle insurance?

I have a job & have paid my car insurance fully each month since I was 16 it was expected of me. I also tend to pay for my motorcycle insurance I have 2 jobs & go to College. I have had 3 speeding tickets 2 in 2008 & one in 2009 2 were around 10MPH over & the 3rd was around 15ish. I have my reasons for speeding regardless drive down the interstate & find more then 3 people that don't speed..SERIOUSLY I HAD PLACES TO BE cops are prejudice. Anyway I want a 02 or newer Motorcycle & state farm is my current provider although I know that are Top Of The Line & I just want the cheapest insurance for motorcycles. I understand my rates will be higher then average but I turn 21 in a year and it can only drop. I just need some Input here. Thank you!

How much would the insurance be on this car?

A ford ka 2001 around 56,000 miles and I am a new driver 17

Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?

Last year I had Unitrin Direct....they were charging me $85 a month...this is with NO tickets or accidents for the last 5 years of my driving record....this is also with the BASIC ...show more

Do you need insurance to get a license in the state of Florida?

I am seventeen years old and still haven't gotten my driver's license. I've been driving with a permit for more than enough time, been to driver's education courses, all that like. My question is this. Must I have insurance to have a Driver's license? Is it possible for me to have the license without insurance?

Will Hillary Clinton universal health care program force all Americans to pay for health insurance?

How will those who are unemployed pay for health insurance under her plan?

I live in CA and want to know How much $$$ to pay for insurance if i get a sports car?

I am getting my permit in 2 months and i am getting the Toyota MR2 Spyder. How much do i have to pay for the insurance? i heard that it costs more because its a sports car.

Life insurance question - term life and term life with return of premium?

Hello, my spouse and I are in the market for life insurance now. After some researching, we have pretty much decided to go with term or term return of premium insurance. I still have following to decide and if you could enlighten me on these I would appreciate it very much. Which company? I found the following list that's supposed to be the best life insurance companies at this website. http://www.lifeinsurancestar.com/lifeinsurance/company-ratings.php * New York Life: A++, stable outlook * Mass Mutual: A++, stable outlook * State Farm: A++, stable outlook * Geico: A++, stable outlook Does this mean I should probably check out these companies? We have State Farm for auto and home insurance. Would State Farm be a good way to go (convenient to have all three in one place)? I also thought Geico didn't offer life insurance. I was led to LifeQuotes page from Geico. Does this mean that this list is not reliable? How much? We are 40-45 years old, just We still have almost 30 years of mortgage, and 20 years of raising our son. I was using some calculator online (Kiplinger, Life Foundation?) to calculate how much coverage I need, and they both returned figures like 1+ million. How can this be? Is 1 million life insurance common these days? We have about 170,000 in remaining mortgage balance (actually I only included half of that in calculation), and I calculated monthly living expense to be 2,000-3,000 (depending on if our child is still with us)/month with my spouse's income to be 2,000/month, and also included college cost. Does this seem reasonable that this will add up to be million dollars in 30 years, with inflation? I was thinking of about 300,000-400,000 before using these calculators. Term or Term ROP? We have almost decided against Term ROP and to go with straight term, but are not final on this decision. What do you all think about ROP? With ROP, do we typically actually receive ALL of the premium, or are there any fees etc. subtracted from the refunded amount? Also, does ROP term insurance give you investment returns in addition to the amount of premium you paid? One of the reasons that we are leaning towards straight term is that with our current age, with 20-30 year policies, the likelihood well actually be using the death benefit would be moderately high then ROP wont be such a good deal, as well as hearing that if we just get term and invest the difference in the premium, wed be ahead of term ROP. How long? In this case, should we try to get a 20 year term (for while our son will be with us), or 30 year term, just to cover the full length of the mortgage, although I wouldnt need that much coverage towards the end of 30 years (our son will be with us for only 20 more years, our mortgage will be paid off except for last 10 years or so)? Or buy 25 year return of premium term policy and pay 5 more years of mortgage using the money we receive from return of premium? Or buy two term policies - a large amount of 20 year policy plus a smaller amount (to cover the remaining mortgage balance in the last 10 years of mortgage)? Thank you for your help!

Car insurance?

lets say a 21 year old person goes to a car insurance company and is quoted $2000 for full coverage auto insurance. how much do you think this person will be charged at the same company at 25 years old?

How much does my auto insurance go up after my first ticket?

I got my Drivers License a month back. Today I rented a car (and fortunately with a full insurance cover) and ran into another car and got a ticket that says Inability to control car or something like that. I am planning to buy a car pretty soon. Could any of you give me an idea as to how much my insurance will be effected as a result of this mishap? I would appreciate any replies.

How much was insurance when you got your first car (UK)?

I know that it is extremely high just after you pass and insurance depends on other things like job and where you live, cos I want to get a car but I have been quoted over 1000 and that's with my parents added as well.

Why do i have to have my car inspected by my insurance company?

I just changed insurance companies and the new one wants to inspect the car which I never had to do before. How come?

Does having a baby increase you car insurance premium?

My wife had our first baby in March. This month (April) her car insurance has to be renewed. We have noticed that when we disclose that we have a dependant the premium appears to increase by 100? Has anyone else with children experienced this? This is just another slap in the face for parents.

Schenectady New York Cheap car insurance quotes zip 12345

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